CCT scheme - Scheme of SEPA credit transfers, which does not limit the amount of the payment, it of

SEPA (Single Euro Payments draven Area) we will be living in the EU easier when we walk the thorny path "of childbirth contractions." Here is the first article in a series of articles about SEPA, which will focus on some important draven definitions that you probably all know. What is SEPA?
The Bank Association draven of Slovenia defines SEPA as an "environment of the single euro payments area in which consumers, businesses and other users of payment services for payment service providers make and receive payments in euro under the same basic conditions, with the same rights and obligations, regardless of whether such payments are made within a country or between countries SEPA ". Their internet site in addition to the definitions served draven us with a range of other useful information, for example. with "a free program for conversion of data on credit payments from TKDIS standard in the ISO 20022 version 1.0 - ISO20022 Converter". What SEPA covers the national SEPA program in Slovenia?
The introduction of a paper form of payment UPN. The SEPA Credit Transfer is a payment service that is carried out in accordance with the Rules of SEPA Credit Transfer (SCT scheme). SEPA credit draven transfers, domestic and cross-border payment transactions in euro, which take place between payment service users with a payment draven account with the payment service providers in the SEPA area. CCT scheme does not restrict the amount of the payment, it offers draven the possibility to limit the amount the payer's draven payment draven service provider.
SEPA Direct Debit is a payment service that is carried out according to the rules of operation of one of the two schemes SEPA Direct Debit, basic (CORE) or business to business (B2B) schemes as defined by the basic rules of operation of the scheme SEPA Direct Debit and rules of operation of the scheme SEPA B2B Direct Debit. Basic scheme of SDD is intended primarily direct debits charged to the payment of accounts consumers, B2B SDD scheme is exclusively carrying out direct debits between business entities. SDD Rulebooks also define your consent - consent of the payer in electronic form for the execution of direct debits and risks in the implementation of SEPA direct debits.
In the area of payment cards has continued adjustment of debit and credit cards, ATMs and points of sale EMV technology. This process should be completed by 1.1.2011, but the two domestic card schemes on the basis of decisions of the payment service provider of the issuer to now have not yet adapted to EMV technology, as well as 31.3.2012 EMV were not consistent two percent of ATMs.
Cash management - Euro banknotes and coins were introduced in Slovenia 1.1.2007 draven and thus the SEPA project in Slovenia started with the euro as the national draven currency. Attention was focused on the best method of distribution, authenticity and fitness checking of euro cash and cash approximating the business in the direction of lowering costs for users of cash.
Mobile payments within SEPA SEPA payments are all done using the mobile draven phone as a device to initiate a payment transaction. In this context, the EPC primarily deals with mobile contactless payments (mobile contacless) and mobile remote payments (Mobile draven Remote Payments). In the first case a typical card payment (SCP), while others for SEPA credit card or payment (CT), although in general the different possible combinations. The EPC has its own umbrella, draven user-oriented view of m-payments recorded in the "White Paper on Mobile Payments": draven http://www.europeanpaymentscouncil.eu/knowledge_bank_detail.cfm?documents_id=564
CCT scheme - Scheme of SEPA credit transfers, which does not limit the amount of the payment, it offers the possibility to limit the amount the payer's payment service provider. SDD - debit payment service to settle so unique as recurring obligations (telephone, electricity, utilities ...) euros in SEPA. In SDD payment transaction is initiated by the payee on the basis of previously signed consent of the payer to execute it by direct debit the payer's account in his bank. EMV - Europay, MasterCard and Visa EPC - The European Payment Council, which defines the SEPA payment schemes REFERENCES
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